Helping You Get
A Fresh Start In Hard
Economic Times

We can help restore your finances. Over 5,900 bankruptcy cases filed.

Experienced Attorneys Assisting
Clients Throughout Northwest Washington

Skilled And Dedicated Attorneys
Providing Credit And Debt Solutions

For over 26 years, we have helped thousands of families and businesses eliminate and restructure their debt. Our knowledgeable attorneys and staff will help you understand your options and guide you through the steps to get rid of debt and move forward to a secure future and financial freedom. We have filed over 5,900 bankruptcy cases of every size and shape: Chapter 7, Chapter 11, Chapter 12 and Chapter 13.

Put an immediate stop to creditor phone calls and harassment, lawsuits, foreclosures, garnishments, repossessions, evictions and tax levies. Eliminate medical bills and credit card debt, consolidate court fines, get your drivers’ license back, catch up on mortgage payments, catch up on car payments, lower car payments and remove or modify your home equity line of credit (HELOC).

Our Practice Areas


Use bankruptcy to restructure your debt and rebuild your finances.

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Tax Law

Advice on navigating state and federal tax law when facing bankruptcy.

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Real Estate Finance

Understand your options regarding loan modification and foreclosure.

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Experienced Financial Guidance In
Real Estate, Tax Law And Bankruptcy

Regardless of the size, scope or nature of your financial issues, we will work with you and assist you in resolving the problem. The Law Offices of Steven Hathaway, in Bellingham and Ferndale, Washington, has helped thousands of individuals, businesses and others overcome hard economic times, reorder their finances and obtain a fresh start through bankruptcy and other debt resolution alternatives.


We represent individuals, married couples, businesses, family fishermen, family farmers and others facing the stress, anxiety and financial pressure associated with debt and aggressive creditors. We specialize in Chapter 7, Chapter 11, Chapter 12 and Chapter 13 bankruptcy cases in western Washington, including Whatcom, Skagit, Island, Snohomish and King counties. We offer a free initial consultation, reasonable fees and flexible payments. We honestly care and love helping bring order and relief to those under financial pressure.

Delinquent Taxes

We can stop the Internal Revenue Service (IRS), the Washington State Department of Revenue (DOR) and the Washington State Department of Labor and Industries (L&I) from closing your business because you are behind on taxes. We can stop tax collections, tax levies, tax liens and wage garnishments. We can help reduce penalties and interest and assist with installment agreements, offers in compromise, innocent spouse relief, Collection Due Process (CDP) hearings, Currently Not Collectible (CNC) status, the First Time Penalty Abatement policy and more.

Foreclosure, Loan Modification And Other Alternatives

If you are facing foreclosure, we can help save your home and other real property. A foreclosure takes time, during which it can be stopped. Options include filing suit against the lender, injunction, loan modification, mediation and other workouts. Bankruptcy will immediately stop a foreclosure.

Learn More At A Free Initial
Consultation In Whatcom County