Providing Skilled and Dedicated Credit and Debt Resolution Solutions

For over 26-years we have helped thousands of families and businesses eliminate and restructure their debt. Our knowledgeable attorneys and staff will help you understand your options and guide you through the steps to get rid of debt and move forward to a secure future and financial freedom. We have filed over 5,900 bankruptcy cases of every size and shape: chapter 7, chapter 11, chapter 12, chapter 13.

Put an immediate stop to creditor phone calls and harassment, stop lawsuits, stop foreclosure, stop garnishment, stop repossession, stop eviction, stop tax levies, eliminate medical bills and credit card debt, consolidate court fines and get your drivers' license back, catch up on mortgage payments, catch up on car payments, lower car payments, remove or modify your HELOC.

Regardless of the size, scope or nature of your financial issues, we will work with you and assist you in resolving the problem. The Law Offices of Steven Hathaway, in Bellingham, Washington and Ferndale, Washington, has helped thousands of individuals, businesses, and others overcome hard economic times, reorder their finances and obtain a fresh start through bankruptcy and other debt resolution alternatives.


We represent individuals, married couples, businesses, family fishermen, family farmers, and others facing the stress, anxiety, and financial pressure associated with debt and aggressive creditors. We specialize in chapter 7, chapter 11, chapter 12 and chapter 13 bankruptcy cases in Western Washington including Whatcom County, Skagit County, Island County, Snohomish County and King County. We have a free initial consultation, reasonable fees and flexible payments. We honestly care and love helping bring order and relief to those under financial pressure.

Delinquent Taxes

We can stop the Internal Revenue Service (IRS), Washington Department of Revenue (DOR), and Washington Department of Labor and Industries (L&I) from closing your business because you are behind on taxes. We can stop tax collections, tax levies, tax liens and wage garnishments. We can help reduce penalties and interest, help with Installment Agreements, Offer in Compromise, Innocent Spouse Relief, Collection Due Process Hearings, Currently Not Collectible Status, Penalty Abatement, etc.

Foreclosure, Loan Modification and Other Alternatives

If you are facing foreclosure, we can help save your home and other real property. A foreclosure takes time during which it can be stopped. Options include filing suit against the lender, injunction, loan modification, mediation, other workouts. Bankruptcy will immediately stop a foreclosure.